For Tucson AZ Golf Condos and Tucson Real Estate
Call the Pros @ Via Realty Today!
Via Realty
(520) 327-1550
2030 E Broadway Suite 108
Tucson, AZ 85712
(520) 327-1550 Office
| | | Welcome to Via Realty!
What are FICO and CLUE?
When you hang out with real estate people, you will hear a lot of lingo or jargon. Two very important words that often appear in real estate conversations these days are FICO and CLUE, and it is helpful for you to be CLUED-in to make your real estate experience more successful.
FICO®
This is from MYFICO.COM
FICO® scores are your credit rating.
They range from 300-850, higher is better
Most lenders base approval on them
Higher scores mean lower interest rates
FICO® scores are calculated based on your rating in five general categories:
Payment history, amount owed, length of credit history, new credit, types of credit used.
CLUE® Reports
CLUE reports are insurance history reports on losses associated with personal property. Of particular interest are losses due to water damage in a home. CLUE reports are important to home buyers and sellers. A home with a bad CLUE report will be hard to insure, and as a result, hard to sell, and to buy. It is very important to know about this issue and prepare your purchase contract with this as a contingency when you are purchasing a home. This from Choice Trust
"The C.L.U.E. ®Personal Property report provides a five year history of losses associated with an individual and his/her personal property. The following data will be identified for each loss: date of loss, loss type, and amount paid along with general information such as policy number, claim number and insurance company name."
Custom Home Search!
If you are looking for a particular type of home,(fixup, condo, ranch, mud adobe, etc) or have an interest in a particular neighborhood or area, sign up for our Instant Homefinder e-mail service. Tell us what you are looking for and we will instruct the MLS to e-mail you new listings the instant that they are entered into the MLS system! Use the "Contact Us" button on the left and tell us what you are looking for. The computer will do the rest!
Townhomes and Condos!
We have been looking at a lot of town homes and condos with clients who are interested in leaving their yard work behind and purchasing a home that offers more leisure time in exchange for a monthly Homeowners Association fee. Such fees cover common grounds maintenance and insurance and sometimes water, roof and other items. Town homes and condos may also be a good choice for parents who want their scholar to study instead of pulling weeds in the yard of a college investment property. Some of these properties offer garages and security which enable you to leave the property for extended periods of time, a perfect scenario for Snowbirds. If you would like to receive our list of best buys, comtact us and put "Best Buys" in the message space.
Welcome Broadmoor Neighbors!
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