For Tucson AZ Golf Condos and Tucson Real Estate
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Via Realty
(520) 327-1550
2030 E Broadway Suite 108
Tucson, AZ 85712
(520) 327-1550 Office
| | | Welcome to Via Realty!
Things are Getting Better!
Take a look at the just published April 2009 MLS statistics and our take on the numbers. Here is a link
The President's "Help for Homeowners" plan
Since this is a complicated issue, we thought that you would like to see what the White House is saying about what this plan is and maybe more importantly, what it isn't.
Here is a Link
The January Effect
When one looks at the Tucson MLS statistics, an interesting pattern is quite evident. In the past 4 years, closed sales numbers hit bottom in January, then begin to climb again in February and March, peaking within the next few months.
Chart
The peak occurred in June in 2004, 2005 and 2006, with sales numbers March, April and May not far behind. The peak in 2007 occurred in May, but the numbers for February March and April were also not far behind. The numbers for 2008, while down considerably from previous years, had a significant percentage jump in February and March, peaking in June with 1034 closed sales, slightly behind May which had 1,025 closed sales.
Since there is a lead time between when a buyer looks at and decides to make an offer on a home and the closing, (lets say 45 days for argument's sake) you might conclude that it would be wise to have your home on the market in the beginning months of the new year to catch those buyers and the others that follow in February, March and April. I would agree with that conclusion.
Interest rates are now at historic lows, there is a "First Time Home Buyer" Federal tax credit available through April 2009 (as much as $7500 for married buyers who file jointly, $3750 for others, married or not, who file individually.) Inventory has been reduced considerably since last year. History points to an improved market in the early part of this year, compared with the previous months, although the actual numbers may still be below last years, YTD. Regardless, a window of opportunity is opening for those who want to sell their home now, and January is the time to begin.
What are FICO and CLUE?
When you hang out with real estate people, you will hear a lot of lingo or jargon. Two very important words that often appear in real estate conversations these days are FICO and CLUE, and it is helpful for you to be CLUED-in to make your real estate experience more successful.
FICO®
This is from MYFICO.COM
FICO® scores are your credit rating.
They range from 300-850, higher is better
Most lenders base approval on them
Higher scores mean lower interest rates
FICO® scores are calculated based on your rating in five general categories:
Payment history, amount owed, length of credit history, new credit, types of credit used.
CLUE® Reports
CLUE reports are insurance history reports on losses associated with personal property. Of particular interest are losses due to water damage in a home. CLUE reports are important to home buyers and sellers. A home with a bad CLUE report will be hard to insure, and as a result, hard to sell, and to buy. It is very important to know about this issue and prepare your purchase contract with this as a contingency when you are purchasing a home. This from Choice Trust
"The C.L.U.E. ®Personal Property report provides a five year history of losses associated with an individual and his/her personal property. The following data will be identified for each loss: date of loss, loss type, and amount paid along with general information such as policy number, claim number and insurance company name."
Custom Home Search!
If you are looking for a particular type of home,(fixup, condo, ranch, mud adobe, etc) or have an interest in a particular neighborhood or area, sign up for our Instant Homefinder e-mail service. Tell us what you are looking for and we will instruct the MLS to e-mail you new listings the instant that they are entered into the MLS system! Use the "Contact Us" button on the left and tell us what you are looking for. The computer will do the rest!
Townhomes and Condos!
We have been looking at a lot of town homes and condos with clients who are interested in leaving their yard work behind and purchasing a home that offers more leisure time in exchange for a monthly Homeowners Association fee. Such fees cover common grounds maintenance and insurance and sometimes water, roof and other items. Town homes and condos may also be a good choice for parents who want their scholar to study instead of pulling weeds in the yard of a college investment property. Some of these properties offer garages and security which enable you to leave the property for extended periods of time, a perfect scenario for Snowbirds. If you would like to receive our list of best buys, comtact us and put "Best Buys" in the message space.
Welcome Broadmoor Neighbors!
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| | Featured Listings | 
Central Tucson
4Bd/2Ba 1938 sqft
$310,000 | 
Tucson
4Bd/3Ba 2,567 sqft
$250,000 | 
Southwest Tucson
4Bd/2Ba 2260 sqft
$200,000 | 
Tucson
3Bd/1Ba 1,224 sqft
$170,000 | 
Tucson
3Bd/2Ba 1,496 Sq. Ft sqft
$155,000 |
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